Why choose us instead of your highstreet bank?
Credit unions were created to cooperatively provide access to affordable loans and other financial services to people sharing common bonds. The mission of “people helping people” has been paramount since the beginning.
We are an award winning loan provider
We are proud to have been commended for the Moneyfacts Non-mainstream Loan Provider of the Year award for the second year running. This vote of confidence from our members demonstrates our continued commitment to offering a great experience. These awards galvanises us in our objective to continue to fight financial exploitation, and we’re committed to helping more and more people access affordable finance as we grow.
Why use a Credit Union instead of a high street bank?
Savings Account
By putting your savings with us, you’ll be helping other members to access affordable loans – while earning a competitive return on your funds.
We’re covered by the Financial Services Compensation Scheme (FSCS).
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Support for the Community
We’re a not-for-profit, owned by our members, all of whom have an equal vote in the running of the credit union.
Because we’re accountable to, and owned by, our membership rather than external shareholders, we make decisions in the best interests of you our members.
Lower Fees
There are no arrangement fees to pay on your loan.
Better Service
We only lend what you can afford to pay back. We want to break the cycle of debt, not add to it.
Personal Loans
We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The rate you will be charged will be a rate between 5.9% APR and 42.6% APR. All loans are subject to status.
Savings Accounts
We offer competitive rates which help our members to earn a competitive return on their funds while helping to improve the financial wellbeing of the community. We’re covered by the Financial Services Compensation Scheme (FSCS)