Own the bank.

Become a member and owner of My Community Bank.

Why choose us instead of your highstreet bank?

Credit unions were created to cooperatively provide access to affordable loans and other financial services to people sharing common bonds. The mission of “people helping people” has been paramount since the beginning.

Learn more

We are an award winning loan provider

We are proud to have been commended for the Moneyfacts Non-mainstream Loan Provider of the Year award. This vote of confidence from our members demonstrates our continued commitment to offering a great experience. This award galvanises us in our objective to continue to fight financial exploitation, and we’re committed to helping more and more people access afforable finance as we grow.

Why use a Credit Union instead of a high street bank?

Savings Account

Credit unions offer the same financial products as banks, but they are much cheaper for people who cannot access the very best rates from banks.

Customer Focused Banking

Due to the unique membership structure of a credit union, all members have an equal vote in any decisions made by the credit union.

Lower Fees

There are no arrangement fees to pay on your loan.

Better Service

We only lend what you can afford to pay back. We want to break the cycle of debt, not add to it.

Personal Loans

We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The rate you will be charged will be a rate between 5.9% APR and 42.6% APR. All loans are subject to status.

Learn more

Savings Accounts

We’re excited to be working with the Community Finance Network. They provide access to savings accounts with Credit Unions and ethical lenders which are part of our network.

Learn more

Got a question for our team?